Should you maximise your Tax-Free Savings Account (TFSA) contributions or take advantage of the tax benefits of a Retirement Annuity (RA)? Let’s explore the financial implications.

If you’re in the business of moving oversized, overweight, and downright monstrous loads, you need someone who speaks the language of big rigs, abnormal loads, and high-stakes transport. That’s where a heavy haulage specialist broker comes in—because trusting a general broker with your heavy transport risks is like asking a sedan driver to handle an 18-wheeler.

Money isn’t just about numbers—it’s about mindset. In South Africa, where economic shifts, political changes, and financial instability have shaped generations differently, how we view money and risk depends largely on when we were born. By understanding how different generations approach money and risk, South Africans can make smarter financial choices—whether they’re saving, investing, or taking a leap of faith.

Personal finance can be overwhelming, but small, consistent habits can make it manageable. Creating a budget, saving small amounts, learning about money, and tackling debt gradually can lead to financial success.

In the world of financial planning & investments, the conversation often revolves around growing wealth, maximizing returns, and securing a comfortable retirement. While financial security is undeniably important, true prosperity extends beyond just numbers in a bank account. At Orca, we believe that financial well-being should be balanced with overall well-being—encompassing security, stability, and peace of mind.

Ever wondered why your grocery bill suddenly feels like a luxury shopping spree? Or why your savings account seems to be shrinking even though you’re doing everything “right”?