From Procrastination to Preparation: Making Wills Simple

Written by

Diani Van Graan

.

Published on

Sep 30, 2025

.

70% of people in South Africa don’t have a will, and let’s be honest — writing a will is not exactly anyone’s idea of fun, hence the high procrastination rate on the specific subject.

“Procrastination is my superpower.”

“How do I choose a substitute for my kids? Nobody makes my kid’s oats like I do.”

“I don’t want to start a family feud before I’m gone.”

“My estate is mostly mismatched Tupperware and socks — who wants that?”


I’ve heard it all: The (funny but true) reasons people avoid wills.

70% of people in South Africa don’t have a will, and let’s be honest — writing a will is not exactly anyone’s idea of fun, hence the high procrastination rate on the specific subject.

Most people would rather binge a series, clean out the garage, or even go for a dental check-up before tackling it. Why?Because wills feel sensitive, serious, and ask too many difficult life questions.

The trick is to make writing your will feel less like doom and gloom, and more like life admin …with benefits.

Reframe it. It’s not about death; it’s about planning for life .

What questions should you ask before writing a Will?

1. Who do you trust to care for your minor children?

2. Who should be your will executor?

(The best executor is someone who you not only trust with your wishes, but someone with the practical, legal, and financial know-how to wrap up your affairs.)

3. Do you want to leave any specific gifts to people?

4. How do you want to distribute your assets?

5. Do you want to give any money to charity?

6. Who do you want to leave your digital assets to?

7. Have you been married more than once? Do you have children from multiple marriages?

8. When can minors access their inheritance?

9. Do you have a plan for the worst-case scenario?

Find attached a short user-friendly checklist that summarizes all the important points we just mentioned. Feel free to print it out and use it to help prepare for your first will.

At Orca, we know that wills can feel awkward —

So we make them simple and practical, and even a little less gloomy and doomy.


Diani Van Graan

Senior Financial & Legal Advisor

Diani is seasoned entrepreneur-turned-financial strategist. She’s built ventures from floral design studios to pioneering advisory firms alongside her husband, Albert—always anchored in her creed: “Greatness lies in simplicity, goodness, and truth.” Off-duty, she’s a protea-growing, trail-hiking bibliophile who crafts pour-over coffees at her wellness café and debates business psychology over dinners with her three kids. For Diani, financial planning isn’t just spreadsheets—it’s designing flexible, life-first strategies that let clients thrive in stability, adapt to change, and reclaim their power.

Jan 16, 2025

Pieter Erasmus

TFSA vs. RA: A Comparative Overview

Should you maximise your Tax-Free Savings Account (TFSA) contributions or take advantage of the tax benefits of a Retirement Annuity (RA)? Let’s explore the financial implications.

...

Feb 13, 2025

Albert Van Graan

Why a Heavy Haulage Specialist Broker Beats a General Broker—Every Time.

If you’re in the business of moving oversized, overweight, and downright monstrous loads, you need someone who speaks the language of big rigs, abnormal loads, and high-stakes transport. That’s where a heavy haulage specialist broker comes in—because trusting a general broker with your heavy transport risks is like asking a sedan driver to handle an 18-wheeler.

...

Feb 16, 2025

Diani Van Graan

The Generational Money Playbook: Boomers to Zoomers

Money isn’t just about numbers—it’s about mindset. In South Africa, where economic shifts, political changes, and financial instability have shaped generations differently, how we view money and risk depends largely on when we were born. By understanding how different generations approach money and risk, South Africans can make smarter financial choices—whether they’re saving, investing, or taking a leap of faith.

...

Feb 27, 2025

Diani Van Graan

Small Strokes Fell Great Oaks: The Power of Small Steps in Personal Finance

Personal finance can be overwhelming, but small, consistent habits can make it manageable. Creating a budget, saving small amounts, learning about money, and tackling debt gradually can lead to financial success.

...

Mar 5, 2025

Pieter Erasmus

Beyond Wealth: Investing in Your Quality of Life

In the world of financial planning & investments, the conversation often revolves around growing wealth, maximizing returns, and securing a comfortable retirement. While financial security is undeniably important, true prosperity extends beyond just numbers in a bank account. At Orca, we believe that financial well-being should be balanced with overall well-being—encompassing security, stability, and peace of mind.

...

Mar 6, 2025

Diani Van Graan

Tides of the Economy

Ever wondered why your grocery bill suddenly feels like a luxury shopping spree? Or why your savings account seems to be shrinking even though you’re doing everything “right”?

...

Jan 16, 2025

Pieter Erasmus

TFSA vs. RA: A Comparative Overview

Should you maximise your Tax-Free Savings Account (TFSA) contributions or take advantage of the tax benefits of a Retirement Annuity (RA)? Let’s explore the financial implications.

...

Feb 13, 2025

Albert Van Graan

Why a Heavy Haulage Specialist Broker Beats a General Broker—Every Time.

If you’re in the business of moving oversized, overweight, and downright monstrous loads, you need someone who speaks the language of big rigs, abnormal loads, and high-stakes transport. That’s where a heavy haulage specialist broker comes in—because trusting a general broker with your heavy transport risks is like asking a sedan driver to handle an 18-wheeler.

...

Feb 16, 2025

Diani Van Graan

The Generational Money Playbook: Boomers to Zoomers

Money isn’t just about numbers—it’s about mindset. In South Africa, where economic shifts, political changes, and financial instability have shaped generations differently, how we view money and risk depends largely on when we were born. By understanding how different generations approach money and risk, South Africans can make smarter financial choices—whether they’re saving, investing, or taking a leap of faith.

...

Feb 27, 2025

Diani Van Graan

Small Strokes Fell Great Oaks: The Power of Small Steps in Personal Finance

Personal finance can be overwhelming, but small, consistent habits can make it manageable. Creating a budget, saving small amounts, learning about money, and tackling debt gradually can lead to financial success.

...

Mar 5, 2025

Pieter Erasmus

Beyond Wealth: Investing in Your Quality of Life

In the world of financial planning & investments, the conversation often revolves around growing wealth, maximizing returns, and securing a comfortable retirement. While financial security is undeniably important, true prosperity extends beyond just numbers in a bank account. At Orca, we believe that financial well-being should be balanced with overall well-being—encompassing security, stability, and peace of mind.

...

Mar 6, 2025

Diani Van Graan

Tides of the Economy

Ever wondered why your grocery bill suddenly feels like a luxury shopping spree? Or why your savings account seems to be shrinking even though you’re doing everything “right”?

...

Contact Us

We’re here to listen, not pitch. Let’s talk solutions, not sales.

Contact Us

We’re here to listen, not pitch. Let’s talk solutions, not sales.

Contact Us

We’re here to listen, not pitch. Let’s talk solutions, not sales.

An Authorised Financial Services Provider FSP 47017.

An Authorised Financial Services Provider FSP 47017.

An Authorised Financial Services Provider FSP 47017.