Average Joe

Feeling stuck or overwhelmed by everyday finances? We break down complex choices into actionable steps—no jargon, just clear guidance. Whether you’re tackling debt, saving for a first home, or tired of living paycheck to paycheck, we create no-judgment plans tailored to your rhythm. Let’s turn "I don’t know where to start" into "I’ve got this."

Average Joe

Feeling stuck or overwhelmed by everyday finances? We break down complex choices into actionable steps—no jargon, just clear guidance. Whether you’re tackling debt, saving for a first home, or tired of living paycheck to paycheck, we create no-judgment plans tailored to your rhythm. Let’s turn "I don’t know where to start" into "I’ve got this."

Average Joe

Feeling stuck or overwhelmed by everyday finances? We break down complex choices into actionable steps—no jargon, just clear guidance. Whether you’re tackling debt, saving for a first home, or tired of living paycheck to paycheck, we create no-judgment plans tailored to your rhythm. Let’s turn "I don’t know where to start" into "I’ve got this."

Your Needs Come First

You’re looking for peace of mind. Life’s daily grind is enough without drowning in jargon or worrying if you’re ‘doing finances right.’ Whether it’s saving for a car, reducing risk, avoiding debt traps, or simply getting clarity on that retirement fund your job auto-enrolled you in, you deserve straightforward advice that fits your reality. Let’s turn uncertainty into action, one practical step at a time.

Our Solution

We skip the suits and spreadsheets. Orca’s team speaks human. We’ve helped hundreds of South Africans cut through the noise of financial products to find what actually works for their pay-checks and priorities. No judgment, no upselling—just simple strategies to protect your income, save smarter, and sleep better. Think of us as your unpretentious money ally.

Let's Make It Happen

You don’t need a six-figure salary to need a plan. Let’s map yours in 15 minutes—no ‘finance bro’ vibes, promise.

Meet Your New Team

Meet Your New Team

Meet Your New Team

Contact Us

We’re here to listen, not pitch. Let’s talk solutions, not sales.

Contact Us

We’re here to listen, not pitch. Let’s talk solutions, not sales.

Contact Us

We’re here to listen, not pitch. Let’s talk solutions, not sales.

An Authorised Financial Services Provider FSP 47017.

An Authorised Financial Services Provider FSP 47017.

An Authorised Financial Services Provider FSP 47017.