At Orca, Retirement Planning isn’t about saving for the end—it’s about designing the life you envision. We help you transform decades of hard work into a sustainable, fulfilling future, whether that means globetrotting, launching a passion project, or simply enjoying peace of mind. Our approach blends financial expertise with life-stage sensitivity to ensure your retirement reflects your values and aspirations.
Lifetime Income Strategies: Structure pensions, annuities, and withdrawals to ensure your savings outlast your retirement years.
Tax Optimisation: Minimise tax on lump sums, retirement fund distributions, and estate transfers under South African regulations.
Healthcare Cost Planning: Forecast and budget for medical aid, gap cover, and long-term care needs as you age.
Portfolio Resilience: Rebalance investments to reduce risk while maintaining growth potential in volatile markets.
Legacy Alignment: Coordinate retirement funds with estate plans to protect generational wealth and philanthropic goals.
A retirement that’s not just financially secure but truly enriching. With Orca, you’ll trade uncertainty for confidence, knowing your golden years are crafted with intention and expertise.
